Mortgage Syndication is where two or more investors lend money in the form of a single mortgage.  Investors themselves select which mortgage(s) they would like to invest in and therefore mortgage syndication investments are designed for sophisticated investors with a good knowledge of real estate.

When investing in a syndicated mortgage through Westpoint Capital, the management of the mortgage origination, funding, payouts, and delinquency (if applicable) are all handled by Westpoint on behalf of the investors.  Westpoint Capital will be registered on the land title documentation of the property and the syndicated investors are secured through a syndication (trust) agreement with Westpoint.

In most cases, investors will select the mortgage(s) to invest in from the Investor Portal, where a list of all the mortgages that are available for investment can be found.  Each mortgage in the portal Investors has a designated rate of return that the investor is expected to earn from that mortgage.  This specific rate will vary from mortgage to mortgage depending on the loan to value, mortgage position, location, term, and exit strategy.  Although all syndicated mortgages have an expected maturity date, at times syndicated mortgages require more or less time than the anticipated term to payout the mortgage and therefore syndicated investors should be flexible with respect to payout time.

Please view our How to Invest section or contact us directly for more information.